Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
in Nigeria
in Nigeria
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
Yes, a co-applicant of a mobile loan can typically apply for a personal loan separately. Mobile loans and personal loans are different types of financial products, and being a co-applicant for one does not prevent you from applying for the other. Here are a few key points to consider:
Separate Applications: Mobile loans are usually designed for specific purposes and may have limited terms. Personal loans, on the other hand, are more versatile and can be used for a wider range of expenses. If you meet the eligibility criteria, you can apply for a personal loan independently.
Credit and Eligibility: Your eligibility for a personal loan will depend on your credit history, income, and other factors. Being a co-applicant for a mobile loan may not directly impact your eligibility for a personal loan, but your credit history and financial situation will be taken into account.
Loan Amount and Terms: The loan amount and terms for personal loans may differ from those of mobile loans. Be sure to review the specific terms and conditions of any personal loan you are considering.
Credit History: If you are a co-applicant on a mobile loan and that loan has been paid on time, it could have a positive impact on your credit history, which might help your eligibility for a personal loan.
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
for Android
Credit Inquiries: Applying for a personal loan will result in a credit inquiry, which can have a temporary impact on your credit score. However, if you’re financially responsible and manage your personal loan well, it can also have a positive impact on your credit over time.
It’s important to conduct thorough research and compare different personal loan offers to find the one that best suits your financial needs. Additionally, consider the interest rates, fees, and terms associated with personal loans to ensure you choose a loan that fits your budget and financial goals.
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
in Nigeria
in Nigeria
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
LairaPlus is one of the best loan apps in Nigeria with low interest.
Contact：+2349053621749
Contact：+234 704 247 5161
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