Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
in Nigeria
in Nigeria
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
LairaPlus credit loan application is a popular fintech product in Nigeria, providing users with convenient and fast loan services. After applying for a loan, users need to understand the repayment options to ensure timely repayment and avoid unnecessary penalties and interest. This article will comprehensively introduce the repayment options of the LairaPlus credit loan application, helping users understand how to effectively manage their loans.
1. Lump sum repayment
Lump sum repayment refers to users repaying all principal and interest on the due date of the loan. The LairaPlus application supports lump sum repayment, and users can choose the lump sum repayment option through the repayment page within the application, using their linked bank card or other payment methods. Lump sum repayment can reduce the user’s debt and usually comes with certain benefits.
2. Installment repayment
The LairaPlus credit loan application also supports installment repayment options, allowing users to choose an installment repayment plan based on their repayment ability. After selecting installment repayment within the application, the system will generate a repayment plan, and users can repay each period according to the plan. This method can spread out the repayment pressure, making it easier for users to manage their loans.
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
for Android
3. Automatic deduction
To facilitate user loan management, the LairaPlus application provides the option for automatic deduction. Users can set up automatic deduction within the application, and the system will automatically deduct the repayment amount from the user’s designated account on each repayment date. This helps to avoid forgetting repayments leading to late fees, ensuring timely repayment and maintaining a good credit record.
4. Deferred repayment
If a user is unable to repay on time on the repayment date, the LairaPlus application also offers the option for deferred repayment. Users can apply for deferred repayment within the application, and the system will review and approve the deferral based on individual circumstances. Deferred repayment can help users cope with unexpected situations, avoiding unnecessary late fees and damage to their credit records.
5. Offline repayment
In addition to making repayments within the application, LairaPlus also offers the option for offline repayment. Users can visit specified partner bank branches or other payment points to make cash repayments or POS machine repayments. This method is suitable for users who prefer offline transactions, increasing the flexibility of repayments.
6. Other repayment methods
In addition to the repayment options mentioned above, LairaPlus also supports various other repayment methods, such as bank transfers, mobile payments, and more. Users can choose the most suitable repayment method based on their personal needs and convenience.
LairaPlus credit loan application provides a variety of repayment options to meet the different needs of users. Whether it’s lump sum repayment, installment repayment, automatic deduction, deferred repayment, or offline repayment, users can choose the most suitable repayment method based on their individual circumstances. These flexible repayment options bring convenience to users and also help to build a good credit record. When using the LairaPlus application, users can choose the most suitable repayment method based on their actual situation, ensuring timely repayment and maintaining a good credit record.
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
in Nigeria
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LairaPlus is one of the best loan apps in Nigeria with low interest.
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