Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
in Nigeria
in Nigeria
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
No, it is not possible to raise your credit score overnight. Credit scores are based on your credit history and various factors that assess your creditworthiness over time. Your credit score is determined by factors such as your payment history, credit utilization, length of credit history, types of credit accounts, and recent credit inquiries.
Improving your credit score takes time and consistent financial behavior. You can work on raising your credit score by:
Paying Your Bills on Time: Consistently making on-time payments is one of the most significant factors in your credit score.
Reducing Credit Card Balances: Lowering your credit card balances can have a positive impact on your credit utilization ratio.
Avoiding Opening Too Many New Accounts: Opening multiple new credit accounts in a short period can lower your score.
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
for Android
Maintaining a Mix of Credit Types: A diverse credit history can positively affect your credit score.
Checking Your Credit Report: Regularly review your credit report for errors and discrepancies that could negatively affect your score.
Working with a Credit Counselor: In some cases, working with a credit counselor can help you develop a plan to improve your credit over time.
It’s essential to be patient and practice responsible financial habits to see gradual improvement in your credit score. There are no quick fixes or shortcuts to significantly boost your credit score overnight. If you encounter offers or services claiming to do so, be cautious, as they may be scams or involve practices that could harm your credit further.
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
in Nigeria
in Nigeria
Free
In Nigeria V1.0.1.2
5.0 (1 million +)
Security Status
LairaPlus is one of the best loan apps in Nigeria with low interest.
Contact：+2349053621749
Contact：+234 704 247 5161
MAIN BUSINESS
APPLY FOR LOAN
SERVICE SUPPORT
